Delaware State Housing Authority - Services for Developers

Housing Development Fund (HDF)

The purpose of the Housing Development Fund (HDF) is to provide affordable, decent, safe and sanitary housing to responsible very low-, low- and moderate- income households.

The HDF program is designed to provide loan financing to developers of Low income Tax Credit Housing (LIHTC) projects. Types of developments that will be considered include, but are not limited to, new construction, acquisition and rehabilitation of existing rental housing, and the adaptive reuse of nonresidential buildings for the purpose of developing affordable rental housing.

Loan financing is also available to non-LIHTC developers who are interested in developing affordable or maintaining multi-family rental housing and/or Special Populations housing.

In addition to loan financing, the HDF program provides grant funding to sponsoring agencies to develop affordable homeownership opportunities, support Housing Support programs, and to assist with Energy and Accessibility improvements.

Because the HDF has limited funds, it is the applicant's responsibility to provide DSHA with evidence that other potential sources of funding have been explored or exhausted.

HDF Grant and Loan Programs

How to Apply for a HDF Grant or a Loan

Instruction on how to apply for HDF funding, date and time deadlines, and eligibility requirements may be accessed below.

Application Materials for HDF Funding

Please review the documentation below to learn more about the HDF program, eligibility requirements and to access and download applications and forms.

HDF Homeownership Production and Preservation Grants Application Round Closed
1. Program Guidelines
  1. Guidelines for Homeownership Production and Preservation Grants
2. Overview
  1. Overview of HDF/SNHF Available Grant Funding
3. Application
  1. HDF Homeownership Production Grant Application
  2. HDF Homeownership Preservation Funding Pool Reservation
    1. Part I – Approval to Participate in Preservation Pool
    2. Part II – Reservation for Owner-Occupied Rehab
4. Homeownership Production
  1. Application Exhibit Checklist for Homeownership Production
  2. Homeownership Production Score Sheet
  3. HDF Universal Design Score Sheet (Projects with 4 units or less)
  4. DSHA Homeownership Priority Area Map
    1. HPA Interactive Map
5. Additional Documents for Grantees
6. DSHA Webinar Information
  1. Homeownership requirements for Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA) and TRID (TILA/RESPA) Disclosure Requirements
    1. PowerPoint Presentation (6.1.2016)
    2. Handouts
HDF Loan
1. HDF Pre-Development Loan
  DSHA has set-aside $500,000 (subject to availability) in funding for the following eligible activities:
  - Nonprofit organizations interested in providing affordable multi-family rental housing and/or Special Populations* housing that do not have the financial capacity to apply for DSHA’s loan programs due to the pre-development requirements needed.
  - Eligible Activities: Pre-development expenses, including but not limited to appraisals, option and/or downpayments costs for acquisition of parcels, architectural and engineering plans and specifications, environmental audits/assessments, including wetland studies and capital needs assessments.
  - Eligible Applicants – 501(C)(3) nonprofit organizations
  - Applicants will be accepted on a rolling basis
  Application Materials for HDF Pre-Development Funding
2. HDF Loan for Special Populations
  DSHA has set-aside $1,500,000 (subject to availability) in funding for the following eligible activities:
  - Emergency Homeless Shelter;
  - Permanent Supportive Housing for Persons with Disabilities (i.e. mental illness, physical disabilities, persons with intellectual/developmental disabilities, persons with HIV/Aids, etc.);
  - Re-Entry Housing;
  - Substance Abuse Recovery Housing/Facilities;
  - Youth Aging out of Foster Care; and
  - Other DSHA approved activities (must receive DSHA approval prior to application).
3. Application
4. HDF Loan Special Populations DSHA Required Policy Documentations

HDF - Statewide Emergency Repair Program (SERP)

DSHA is pleased to announce the release of a Notice of Funding Availability for experienced emergency repair 501(C)(3) nonprofits and/or Local jurisdictions responsible for CDBG Programs that included emergency repair programs. DSHA may select one or more agencies to manage the program for the State.

HDF funding is available for a Statewide Emergency Repair Program for repairs to low-income, owner-occupied housing units that address an emergency condition threatening the health or safety of an owner-occupied household’s occupants. An emergency is defined as an unexpected occurrence or combination of events calling for immediate action. All eligibility requirements for Applicants and homeowners are defined in the SERP Guidelines below.

Availability of SERP Funds

Funds for the Program ($500,000) will be disbursed through a competitive process.

How to Apply for a SERP Grant

Please refer to the NOFA Guidelines listed below for instructions on how to apply, date and time deadlines, and application process and eligibility requirements.

Documentation

Please download and review the documents below to learn more about the NOFA for a Statewide Emergency Repair Program, get forms, and to determine if you qualify.

NOFA Statewide Emergency Repair Program Guidelines and Application – Applications Due: September 24, 2019 by 4:00 p.m.

DSHA Contact Person
Do you have questions about this program? Would you like to suggest an improvement to this Web page? Please contact Housing Finance/Development, at 302.739.4263.