National Housing Trust Fund (NHTF)


NHTF is a new affordable housing production program that will complement existing Federal, State, and local efforts to increase and preserve the supply of decent, safe, and sanitary affordable housing for extremely low-income (ELI) and very low-income households (VLI), including homeless families.

Funding for the NHTF comes from an assessment on loans made by Federal Home Loan Mortgage Corporation (Freddie Mac) and Federal National Mortgage Association (Fannie Mae). For Fiscal Year 2016, Delaware will receive $3 million.

FY2016 Annual Action Plan Substantial Amendment: National Housing Trust Fund

  1. NHTF Allocation Plan
  2. NHTF Executive Summary
  3. NHTF Public Participation
  4. NHTF Public Notice of NOFA

Availability of NHTF Funds

Funds for the Program will be disbursed through a competitive process.


How to Apply for NHTF

DSHA will distribute NHTF funds through the request for proposal (RFP) process in place for the State's Housing Development Fund and Low Income Housing Tax Credit programs. For 2016, the NHTF allocation will be available as follows:

  1. $600,000 (a minimum of 20%) will be reserved for permanent supportive housing projects for:
    1. Chronically homeless with mental health disabilities or substance abuse;
    2. Chronically homeless; or
    3. Persons with disabilities, particularly persons with disabilities at high risk of homelessness or institutionalization
    Funding will be awarded through a request for proposal (RFP) process (see below)
  2. $2,100,000 will be used to fund affordable rental, multi-family projects in coordination with the HDF and LIHTC programs. HDF and NHTF may be awarded to permanent housing for special populations.
    1. Funds may be used for development hard costs, acquisition costs, related soft costs, relocation costs; and
    2. Up to one-third of the annual grant amount, $990,000 may be used for operating cost assistance and operating cost assistance reserves.
  3. Application for NHTF for multi-family developments shall be made through the application and approval process already in place for the HDF and/or LIHTC programs. DSHA will charge a $1,250 application fee for NHTF funds.

Documentation and Applications

Please download and review the documents below to learn more about the NOFA for a NHTF Permanent Supportive Housing, get forms, and to determine if you qualify.


NOFA Permanent Supportive Housing Program Guidelines and Application – (Applications Due: June 16, 2017 4:00 p.m.)

  1. NOFA – NHTF Permanent Supportive Housing Guidelines (PDF Document)
  2. NHTF PSH Application – Part I (Fillable Word Document)
  3. NHTF PHS Application – Part II PHS Cash Flow Pro Forma(Excel Format)
  4. NHTF PHS Exhibit Checklist – Part III (PDF Document)
  5. NHTF Underwriting Criteria (PDF Document)