This program helps local jurisdictions purchase foreclosed or abandoned homes and rehabilitate, resell or redevelop these homes in order to stabilize neighborhoods and stem the decline of house values of neighboring homes. The homes are then sold to low- to moderate-income homebuyers. This program is operated statewide.
Home Repair Programs
The Statewide Emergency Repair Program (SERP) can assist qualifying low-income homeowners with certain emergency repair needs. The program, administered statewide by Milford Housing Development Corporation, can assist with emergency conditions which pose health and safety threats. For more information or to see if you qualify, contact MHDC at (844) 413-0038.
DSHA administers the Community Development Block Grant (CDBG) program, which offers assistance to low- and moderate-income homeowners in Kent and Sussex Counties who need home repairs or handicapped-accessible features.
This program provides grant funding for a variety of major activities including housing rehabilitation or demolition;
housing-related public works such as sidewalks, water and sewer systems, and streets that benefit low- and moderate-income
persons in Kent and Sussex Counties.
Want to apply? Contact your County today!
Foreclosure Prevention Programs
Late on your mortgage? Struggling to keep up with the payments? Facing foreclosure? We may be able to help!
DSHA is providing emergency housing assistance to homeowners affected by the COVID-19 pandemic through the organization's existing Delaware Emergency Mortgage Assistance Program (DEMAP). The program assists homeowners who are at risk of losing their homes to foreclosure because of a pandemic-related job loss, reduced work hours or unpaid leave. Eligible homeowners can apply for up to $5,000 per household, paid directly to the mortgage servicer.
MHAP is designed to assist Delawareans who are 90 days or more delinquent on their home loan and/or lot rent payments for their manufactured homes. Reasons for hardship are limited to unemployment or reduction in hours as a result of the down turn in the economy, illness, or injury. DSHA brings the mortgage current with a lump sum payment and makes additional payments for up to 12 months total that allows the borrower to stabilize their financial position.
The Wilmington Senior Tax Assistance Program is designed to assist homeowners in Wilmington who
are 62 or older and facing imminent foreclosure due to delinquent property taxes, or sewer and water
bills. The maximum grant amount available under this program is $3,000. This program is available in
the City of Wilmington.
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